Protection of Your Personal Information

In accordance with Bill 25 (Act to modernize legislative provisions as regards the protection of personal information in Quebec), we collect and use your personal data solely to provide our rental credit reporting services.

Your rights:

  • Access your data at any time
  • Correct or delete your information
  • Refuse or withdraw your consent

Your information is secure and never sold to third parties. By continuing, you consent to the collection and processing of your data according to our privacy policy.

100% secure & confidential

Declare your rent
effortlessly.

LocaCredit lets you improve your credit score without taking on new debt.

Why declaring your rent is strategic:

  • 💳Debt-free optimization: Build your credit profile without taking on new loans.
  • 📈Major impact: On-time payment is the most important factor in improving a credit score.
  • 🏛️Official recognition: Agencies like Equifax Canada now integrate rental payment history into their calculations.
  • 👁️Visibility: Without a reporting service like ours, these payments generally don't appear on your credit report.

Key benefits:

  • Credibility: Turn an "invisible" payment (rent) into tangible data for credit bureaus.
  • 🌍Accessibility: Ideal for newcomers or young adults who don't yet have a solid credit history.
  • 📚Financial education: Encourages payment discipline by showing a direct positive impact.
  • 🔄Rebuild your credit: after a bankruptcy or consumer proposal, reporting your payments is the ideal lever to start fresh.

Everything you need

A simple and complete platform to boost your credit effortlessly.

Secure & Confidential

Your documents are encrypted and stored securely.

Centralized File

Gather your ID, lease agreement, and all payment proofs in one single place.

Monthly Tracking

Declare your rent month by month and track the evolution of your credit score in real time.

How it works

3 simple steps.

01

Create your account

Quick registration in just a few seconds.

02

Add your documents

Upload your ID and lease agreement.

03

Declare your payments

Each month, attach your rent payment proof.

What our users say

"Thank you LocaCredit! The app is super intuitive and secure. My credit score has improved significantly in a short time."

Sophie M.

Tenant in Québec

"Amazing app! Simple, secure and effective. My credit score has already gone up. Thank you for this app."

Karim B.

Tenant in Laval

"Very satisfied with this application. It is easy to use and has really helped me boost my Equifax score."

Amélie T.

Tenant in Sainte-Marie

Ready to simplify your rental management?

Join thousands of tenants who trust LocaCredit.

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